Airtel Money_Product Manager: Loans, Savings & Wealth

Job Title

Product Manager - Loans, Savings & Wealth

Company/Organisation Name

Airtel Africa

Location

Not specified

Educational Level

• Bachelor’s in business administration, Finance, Economics, Banking, Commerce, Marketing, Information Technology, or related field

Relevant Experience

• Minimum 3 years' experience in Product Management, Digital Financial Services, Banking, Fintech, Mobile Money, Lending, Savings, or Investment Products
• Strong understanding of digital lending, savings, and wealth management ecosystems
• Experience managing financial products throughout their lifecycle
• Knowledge of Agile delivery methodologies and digital product management tools
• Strong understanding of lending models, credit scoring, customer behavior
• Familiarity with regulatory frameworks and compliance in financial services
• Excellent analytical, communication, and stakeholder management skills
• Experience with digital platforms, mobile apps, and API integrations
• MBA or professional financial certification is an added advantage

Product Strategy & Portfolio Growth

• Develop and execute product strategies and roadmaps for Loans, Savings, and Wealth products
• Identify customer needs, market opportunities, and emerging trends in digital financial services
• Drive customer acquisition, activation, and retention across assigned product portfolios
• Develop business cases and product proposals for new financial services
• Benchmark products against industry best practices and competitor offerings
• Deliver sustainable growth in active users, loan disbursements, savings balances, investments, and revenue

Product Development & Lifecycle Management

• Manage the end-to-end lifecycle of lending, savings, and wealth products
• Define business requirements, customer journeys, user stories, and product specifications
• Lead product launches and enhancements from concept through implementation
• Collaborate with Technology teams to prioritize and deliver new features
• Monitor product performance and customer feedback to drive continuous improvements
• Ensure products remain competitive, relevant, and customer focused

Portfolio Performance & Commercial Management

• Drive growth in loan portfolio volumes, savings balances, investment values, and product profitability
• Monitor portfolio quality, repayment performance, customer activity, and revenue generation
• Develop pricing, campaign, and product optimization strategies
• Analyze product performance and recommend corrective actions where necessary
• Support achievement of business targets related to customer growth and financial performance

Partner & Stakeholder Management

• Manage relationships with banking partners, lending institutions, investment providers, asset managers, and other ecosystem partners
• Coordinate product development initiatives with Technology, Marketing, Finance, Legal, and Compliance teams
• Negotiate and support commercial agreements that enhance product value propositions
• Ensure seamless integration and collaboration with external partners

Risk, Compliance & Governance

• Ensure products comply with regulatory requirements, internal policies, AML, KYC, and consumer protection guidelines
• Work closely with Risk and Compliance teams to monitor portfolio risks
• Support audits, regulatory reporting, and due diligence processes
• Identify and mitigate operational, credit, and fraud risks affecting assigned products
• Ensure customer data privacy and security standards are maintained

Performance management & Reporting

• Conduct daily, weekly, and monthly portfolio performance reviews
• Monitor and report on product KPIs including active customers, loan disbursements, repayment rates, savings balances, investment values, transaction volumes, and revenues
• Develop dashboards, forecasts, and management reports
• Drive continuous improvement initiatives through data analysis and customer insights
• Undertake any other duties assigned by the line manager